With its regional hub in Hong Kong, BNP Paribas Cardif provides protection and savings solutions for customers throughout the region.

We are active in four markets: Mainland ChinaTaiwanJapan and Korea, which are the largest figures in the region. We primarily employ a model of joint ventures created through partnerships with major local banks. This strategy allows us to flexibly adapt to the customs and everyday habits of our customers, enabling us to seize the opportunities offered in Asia.

In Korea, we are present through BNP Paribas Cardif Life Insurance, which was established as a joint venture between BNP Paribas Cardif and Shinhan Financial Group in October 2002.

After surpassing break-even point in three years since its establishment through a unique business model anchored in partnerships and effective business management, the company has offered innovative, customer and partner-oriented insurance products and services via bancassurance partners, General Agency and a mortgage outsourcing company.

We rank among the leaders in creditor insurance and are constantly strengthening our positions in savings products and protection.

Product Offering (As of Sep, 2022)

  • Savings: Variable Life Insurance (Variable Saving Insurance / Variable Annuity Insurance)
  • Protection: Term Life Insurance, Health Insurance, Cancer Insurance, Creditor Insurance, Personal Accident Insurance

Bancassurance Partners (As of Sep, 2022)

  • Banks: Shinhan Bank, KB Kookmin Bank, Woori Bank, Hana Bank, Standard Chartered Bank, NH Nonghyup Bank, BNK Busan Bank, Jeju Bank, DGB Daegu Bank, Kbank, Citi Bank, BNK KyongNam Bank
  • Securities: Shinhan Securities, Mirae Asset Securities, Hana Securities, Hanwha Investment & Securities Co., Yuanta Securities
  • General Agency (GA) & Fintech: Mortgage Partners, Global Financial Management, MEGA, Rich&Co, People Life, Finda

A global Insurance player committed to partnership

BNP Paribas Cardif is extremely attentive to the changes and challenges induced by the digital revolution and the economic crisis.

It draws on its extensive expertise to create innovative savings and insurance solutions designed to deliver performance. Customers can subscribe to these policies with complete confidence everywhere BNP Paribas Cardif does business across EMEA, Asia and Latin America.

This happens thanks to its unique business model, by co-creating solutions with distributors in a variety of sectors – banks, credit agencies, automakers captive finance companies, telecoms operators, energy utilities, brokers and mass retailers.

By forging close relations with its partners, BNP Paribas Cardif gains in-depth knowledge of customers and their decision journey, as well as market trends and distribution networks, making it possible to offer innovative, tailored solutions.

BNP Paribas Cardif pursues this partnership approach with distributors in the countries where it operates, as well as with its customers and employees. Being their partner means listening and understanding their needs in order to propose the right products.

It means identifying emerging trends and sharing expertise and experience to help distributors expand and deliver reliable, efficient services. It means working creatively and nimbly with foresight, exploring new opportunities to meet the needs of today and tomorrow, acting openly and transparently with all stakeholders, and rigorously respecting local rules and regulations.

Equally important, this means being a partner to our employees, enabling them to develop and thrive, and thus drive our collective success. By leveraging this unique vision of partnership, BNP Paribas Cardif provides insurance solutions for today…and tomorrow. We create positive impact on society and to make insurance more accessible.